VA Home Loan – Who Pays for the WDO in Florida

VA Home Loan – Who Pays for the WDO in Florida

Negotiation between VA loan homebuyers and sellers dictates who pays how much of the closing costs. There is no VA maximum concerning how much sellers can cover in terms of loan-related closing costs, so buyers can ask home sellers to pay for everything. In addition, sellers can pay up to 4 percent of the loan amount in concessions.

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VA Home Loan Questions: What About Termite Inspections? When it comes to VA appraisals, minimum property requirements and VA regulations on "wood destroying pests", the VA only requires pest inspections on existing construction when there’s a "moderate to heavy" potential for infestation.

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Florida Veterans and active duty service members can utilize the benefits afforded to them by the VA Home Loan Program to buy or refinance a personal home. A VA Mortgage provides them the opportunity for a no down payment home purchase, along with less stringent qualification requirements.

Buyers using a VA loan can, once again, pay for the WDO and get reimbursed from the Seller at closing. Of course, the Seller may still pay for the WDO upfront although that rarely happens. WDO v. WDI: The VA/FHA/HUD/FNMA prefer the use of the national NPMA-33, Wood Destroying Insect form whereas, in Florida, FDACS requires WDO inspectors to.

Good afternoon, I have a friend who is going to secure a VA loan to purchase their first home. They will require a full home inspection. Is my Florida Home Inspector’s license sufficient to provide this service? Also is there a specific form that is required for the home inspection for a VA loan or can I use the same report I would use on any other home.

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